How is the co-lending model evolving in response to market demands?
The co-lending model is evolving rapidly to meet market demands by fostering stronger partnerships between banks and NBFCs. These collaborations allow for a more diversified risk profile and enhanced credit availability, especially for underserved segments. Technology plays a crucial role, enabling seamless integration between lenders for efficient loan disbursal and management. As demand for quicker, more accessible financing grows, the co-lending model is adapting with more flexible structures, innovative digital platforms, and data-driven risk assessment, making it more responsive to both lenders' and borrowers' needs.